EFFORTLESS RETIREMENT

BRETT KITCHEN AND ETHAN KAP

Stars in the Documentary Film, The Baby Boomer Dilemma Award-Winning Film Producers, The Retirement Deception Best Selling Authors, Wealth Beyond Wall Street

THE RETIREMENT DECEPTION

THE AWARD WINNING FILM

During filming, Brett Kitchen and Ethan Kap criss-crossed the country, traveling over 20,000 miles. They visited dozens of cities, ate countless steak fajitas, and interviewed dozen of retirees seeking the answer to 1 question:

What Is Retirement Success?

What Brett and Ethan found may surprise you. It’s not about having the biggest nest egg. It’s not about the rate of return on your money, or what your net worth statement shows. In fact, retirement success can be summed up in 2 words: Lifestyle Lock.

The retiree’s who have their lifestyles locked in, guaranteed for life, are the ones who are happiest, most stress free, and enjoy their lives to the fullest.

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BEST-SELLING AUTHORS

ON THE RADIO

Brett and Ethan have been heard by tens of millions of people across the country on radio for the past 15 years.

They have millions of their books and movies in print, and have educated millions of people on their concepts of how to create a successful retirement.

Mathematically Proven Process to maximize the income you get from your retirement savings

Brett and Ethan have studied over 2,000 reports, studies, and papers from economists, Nobel prize-winning PhDs, and other retirement experts on how to maximize your retirement savings to get the most income, growth, and retirement security possible.

Almost without exception, all of these studies concluded that you can generate optimal retirement results by using specific strategies and tactics to create guaranteed income throughout retirement.

These studies MATHEMATICALLY and SCIENTIFICALLY PROVE that when you combine financial instruments in a certain way, you can vastly improve your retirement outcomes over a traditional stock/bond portfolio. In fact, in many cases, you can get 200% to 300% more income from your nest egg vs. a stock/bond portfolio.

Our lifestyle lock process combines Progressive Hedging with Income Calibration to deliver the highest IROI (Income Return On Investment). Our process will deliver what you want most for your retirement: wealth, income, and peace of mind.

CREATORS OF
INCOME CALIBRATION™

In their first film, Brett and Ethan interviewed some of the most well-respected economists in the world, including 2 Nobel prize-winning economists, Robert C. Menton, and Bill Sharpe. Bill Sharpe is the creator of the Sharp Ratio–a core component taught in every College Economist across the country.

One of the most powerful interviews in the film was with a former Harvard Professor named David Babbel. David had leukemia at the time of the interview and struggled to get through the day. David was willing to suffer through the interview because he felt so strongly that this message needed to be shared with the world before he passed.

Unfortunately, David passed away shortly after the interview, and never was able to see the completed film.

Through the interview process, David shared with Brett and Ethan several of his strategies and studies that he used for his own retirement so he could continue to provide for his wife throughout her retirement after he passed.

Discovering Dr David Babble’s approach to a successful retirement inspired Brett and Ethan to create a method of their own: “Income Calibration™”

Income Calibration™ is designed to create multiple levels of financial security in retirement. Starting with Lifestyle Lock, we combine our Progressive Hedging and Income Calibration strategies to create a successful retirement built on a secure foundation.

EXCLUSIVE OPPORTUNITY TO WORK WITH THE ONLY RETIREMENT INCOME EXPERTS IN THE WORLD Who have shared the screen with nobel prize winning economists and traveled over 20,000 miles interviewing retirees.

Not only have Brett and Ethan studied the work of some of greatest economists in the retirement industry, but they’ve traveled the country interviewing real retirees about how they have retired successfully.

This unique mix of experience makes them the ONLY retirement experts in the world with this level of experience to help you achieve your retirement goals.

THE FALLACY OF FIXED INCOME

Inflation is one of the most dangerous risks to your retirement lifestyle because it's out of your control. If the federal government wants to devalue the currency, there's nothing you can do about it.

Unfortunately, when you get to retirement age, Wall Street’s answer to generating income is all about assets they consider “fixed income.”

They talk Bonds and CDs. They use withdrawal rates like the 4% rule, or the 3% rule, or the 2.5% rule. The problem with Bonds and CDs is that it is FIXED INCOME.

Relying on the idea of Fixed Income for a retirement income is ridiculous on its face.

Our costs are not fixed. In fact, there is one thing you can virtually guarantee, and that is goods and services will get MORE expensive over time.

So why would you ever plan a retirement on fixed income that virtually guarantees your lifestyle will be hurt?

You wouldn't…and neither do we. That's why we created income calibration–a method that will allow you to create an income that will go up over time to calibrate for increasing income needs.

WISE MAN VS. FOOLISH MAN

In the Bible, Jesus taught the parable of the Wise Man and the Foolish Man. The Wise Man built his house on a rock. The Foolish Man built his house on the sand.

When the rains and storm came, the Foolish Man's house was washed away, and the wise man's house stood still.

Economic storms will most certainly come. It's not a matter of if; it's a matter of when.

Brett and Ethan's philosophy is based on the idea that to withstand the storms of life, a solid structure must have a safe and secure foundation. This is why their “Lifestyle Lock” process starts with a secure foundation that ensures your lifestyle will never be ruined by the economic storms we will all most certainly face.

LICENSE TO SPEND

How To Get 200-300% more income from your retirement savings

If you could get 200% or 300% more income from your retirement savings than a typical stock/bond portfolio, would you?

Of course you would.

It’s like going to the store and getting 3 times the groceries for the same price. Anyone who doesn’t take advantage of that is NEGLECTING their fiduciary duty to themselves and their family.

There are assets that are mathematically proven to increase the amount of income you can get from your retirement saving. When you combine those assets with our income calibration method, you can get the very most from your money... and the very most peace of mind as well.

Using this strategy literally gives you a license to spend significantly more because you aren’t worried about running out of money in retirement. It doesn’t matter if you spend 100% of your income in a given month, because you will be getting a paycheck again next month…forever.

If you don't have a plan that includes the income calibration multiplier, then now is the time to get a second opinion.

FAITH | FAMILY | FREEDOM

The driving principles in Brett and Ethan’s lives is their belief in God, to serve and provide for their families, and to preserve and help spread freedom in every facet of their lives.